6552 NW 16 Ct, Margate, FL 33063

NEW LISTING IN MARGATE

You won't believe all you can get in this 3 bedrooms and two baths, 1 car garage on a large fenced yard ON A LAKE! Many unique upgrades including top of the line appliances, new energy efficient air conditioning system; whole house water softener and filtration system; 80 gallon solar water heater. Whether you are a first time home owner, empty nester, or just need a new place thus home will work for you! Make an appointment today. For more information call or text 954-801-9338 or send an email to dmm561@gmail.com



 To see more homes in Margate or any other area CLICK HERE

Pre-Qualified vs Pre-Approved

Which Do You Need?

There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so you are not running around looking at houses you can't afford. It also gives you the opportunity to shop around for the best deal and the best interest rates. Do your research: Learn about junk fees, processing fees or points and make sure there aren’t any hidden costs in the loan.

If You Are Planning on Getting a Loan for Your New Home Purchase:

PLAN AHEAD

It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible. If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.

How To Avoid Buying A Money Pit

How to Avoid Buying a Money Pit

 

There's an old saying that a boat is nothing more than a hole in the water that you pour your money into. Boats are expensive – from the purchase to the ongoing maintenance – and boat owners throw a lot of money into that hole.
If that's true, then it's easy to imagine a house being a hole in the ground, ready to swallow a fortune. Sadly, many of them are just that, but it doesn't have to be that way.

Lago Del Rey Condos in Delray Beach Fl.

Just a few miles from the Atlantic Avenue exit from I95 lies this manicured all-ages community. West of Congress, and halfway between Linton and Atlantic Avenues, lies Fiore Way; where you will see the tennis courts and the clubhouse with swimming pool when you first approach the property.

Lago Del Rey Condos in Delray Beach Fl. is comprised of several two story buildings with about fourteen units in each building and plenty of assigned and guest parking for each building. The property is lushly landscaped and most units offer a view of a lake as well as other serene and peaceful areas.

There are one bedroom with one and a half baths that are about 900 square feet. The two bedroom,  two bath units are about 1100 square feet. There are a few villas as well. All the buildings are well maintained and well manicured.

Lago Del Rey Condos in Delray Beach Fl are conveniently located about 3.5 miles to trendy downtown Delray where there are multiple choices of restaurants and plenty of public events. The Atlantic Ocean is just a few steps farther. Publis Supermarket and a plethora of shopping for all your needs is within two miles. Delray Medical Center, the largest care facility in the area is only 2.5 miles away.

Orchard View Community Elementary School (K-5) and Atlantic High School (9-12) and both about 1.25 miles and Carver Middle School (6-8) is about 2 miles.

Contact David Metlika Area Pro Realty - Shawn Murphy Florida Group or go to www.SFLHomeRealtor.com

Delray Beach Foreclosure Deal of the Week

This house is centrally located 3 bedroom and 2 bathroom house located in central Delray Beach. Brand new all wood kitchen cabinets with granite counter tops. Brand new master bed room wood flooring. Renovated bath rooms. Family room can be easily enclosed to be 4th bed room. Open floor plan. Great lighting through out the house.

Fior more info click the link below:

http://dmetlika.areaprofloridarealty.com/listing/mlsid/332/propertyid/F1264411/

New Home Buyer Tip: Pre Qualification Vs. Pre Approval

Have you been pre-approved for a mortgage? When this question is posed to a prospective home buyer they usually give an honest yes or no answer. But in many cases they do not know that pre-qualified and pre-approved have two similar but different meanings.

Pre-qualification is only a loan agent's opinion that you will be able to obtain financing. No verifications are made, so no formal approval has been issued.

Pre-Approval means your loan application has been taken through a rigorous procedure. Pre-Approval saves you the time of looking at houses you cannot afford.

Pre-Approved buyers are ahead in the home buying process. If you make an offer on a home and then apply for a loan, instead of the other way around, you are the mercy of the lender who now knows that you don't have time to shop around.

A Pre-Approval letter from a lender will also give you an edge when multiple offers have been made on a home. Pre-Approved buyers generally close escrow more quickly since most of the paperwork has already been taken care of.

I work with a great group of Mortgage Brokers who are extremely knowledgeable about different mortgage programs that include First Time Home Buyer Programs and Downpayment Assistance. Let me know if you would like them to contact you!