Delray Beach Foreclosure Deal of the Week

This house is centrally located 3 bedroom and 2 bathroom house located in central Delray Beach. Brand new all wood kitchen cabinets with granite counter tops. Brand new master bed room wood flooring. Renovated bath rooms. Family room can be easily enclosed to be 4th bed room. Open floor plan. Great lighting through out the house.

Fior more info click the link below:

http://dmetlika.areaprofloridarealty.com/listing/mlsid/332/propertyid/F1264411/

New Home Buyer Tip: Pre Qualification Vs. Pre Approval

Have you been pre-approved for a mortgage? When this question is posed to a prospective home buyer they usually give an honest yes or no answer. But in many cases they do not know that pre-qualified and pre-approved have two similar but different meanings.

Pre-qualification is only a loan agent's opinion that you will be able to obtain financing. No verifications are made, so no formal approval has been issued.

Pre-Approval means your loan application has been taken through a rigorous procedure. Pre-Approval saves you the time of looking at houses you cannot afford.

Pre-Approved buyers are ahead in the home buying process. If you make an offer on a home and then apply for a loan, instead of the other way around, you are the mercy of the lender who now knows that you don't have time to shop around.

A Pre-Approval letter from a lender will also give you an edge when multiple offers have been made on a home. Pre-Approved buyers generally close escrow more quickly since most of the paperwork has already been taken care of.

I work with a great group of Mortgage Brokers who are extremely knowledgeable about different mortgage programs that include First Time Home Buyer Programs and Downpayment Assistance. Let me know if you would like them to contact you!

First Time Home Buyer Alert

First Time Homebuyer Program
Florida Housing’s First Time Homebuyer Program (FTHB) offers 30-year fixed interest rate mortgage loans to first time homebuyers through its network of participating lenders and lending institutions. However, if you are not a first time homebuyer, you may still be eligible for this program if you are purchasing a home in a federally designated targeted area or are a qualified Veteran. This program uses income and purchase price limits to determine eligibility. Additionally, a potential homebuyer must complete a 6-8 hour face to face homebuyer education class, be able to qualify for a mortgage, and have a minimum 640 FICO score. Borrowers are required to contribute a minimum of $1000 of their own funds into the transaction. Gift Funds meeting Agency guidelines are allowed.

Call me with questions
David Metlika
Area Pro Realty Shawn Murphy Fl Group
954-801-9338
dmm561@gmail.com
www.SFLHomeRealtor.com

Furnish Your Home For Less

Furnish Your Home For Less

Starting out with a "blank slate" can be both a blessing and a curse. The blessing comes if you have enough money to furnish your home with whatever you want from wherever you choose. Furnishing a home on a shoestring, though, takes creativity, an eye for a good value, and possibly some elbow grease.

While some discount stores, such as Ikea, sell inexpensive new furnishings, careful shoppers can find better quality for less money with used furnishings. Here are a few ideas for getting what you need at dramatically discounted prices.

Jade Winds Condo Price Reduction

Look! Jade Winds Condo Price Has Been Reduced Click Here

8 Tips for Adding Curb Appeal and Value to Your Home

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  8 Tips for Adding Curb Appeal and Value to Your Home

  Here are eight ways to help your home put its best face forward. Read

Visit houselogic.com for more articles like this.

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