6552 NW 16 Ct, Margate, FL 33063

NEW LISTING IN MARGATE

You won't believe all you can get in this 3 bedrooms and two baths, 1 car garage on a large fenced yard ON A LAKE! Many unique upgrades including top of the line appliances, new energy efficient air conditioning system; whole house water softener and filtration system; 80 gallon solar water heater. Whether you are a first time home owner, empty nester, or just need a new place thus home will work for you! Make an appointment today. For more information call or text 954-801-9338 or send an email to dmm561@gmail.com



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Pre-Qualified vs Pre-Approved

Which Do You Need?

There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so you are not running around looking at houses you can't afford. It also gives you the opportunity to shop around for the best deal and the best interest rates. Do your research: Learn about junk fees, processing fees or points and make sure there aren’t any hidden costs in the loan.

If You Are Planning on Getting a Loan for Your New Home Purchase:

PLAN AHEAD

It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible. If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.